👋 Welcome to Koywe Platform
Welcome to Koywe Platform API
Koywe Platform enables businesses to collect payments, pay providers, and manage multi-currency operations across Latin America and beyond.
What You Can Do
Collect payments from customers via PSE, PIX, SPEI, and other local payment methods
Send payments to vendors and contractors in multiple currencies
Transfer funds between currencies instantly within your virtual accounts
Buy and sell cryptocurrency with fiat currencies seamlessly
Popular Use Cases
Accept Customer Payments (PAYIN)
Collect payments from your customers across Latin America using local payment methods:
- Colombia: PSE, Nequi
- Brazil: PIX
- Mexico: SPEI (instant settlement)
- Chile: Khipu
- Argentina: Multiple options
Payout to Providers (PAYOUT)
Send payments to vendors, contractors, and partners:
- Direct bank transfers
- Multi-currency support
- Automated reconciliation
Currency Exchange (BALANCE_TRANSFER)
Transfer funds between currencies instantly within your virtual accounts:
- Real-time exchange rates
- No external bank transfers needed
- Instant settlement
Crypto On/Off Ramp
Convert between fiat and cryptocurrency:
- Onramp: Buy crypto (USDC, ETH, BTC, etc.) with fiat
- Offramp: Sell crypto for fiat
- Multiple networks supported (Ethereum, Polygon, BSC)
Onramp Guide → | Offramp Guide →
Getting Started
Get Credentials
Contact soporte@koywe.com to receive your sandbox API key, secret, organization ID, and merchant ID.
Make your first API call and create a payment order in minutes
Understand the fundamentals of the Koywe Payments system
Learn how to authenticate and manage your API credentials
How It Works
The Flow:
- Your application creates a payment order via the Koywe API
- Koywe returns a payment URL
- Customer completes payment through their preferred method
- Funds are credited to your virtual balance
- You receive real-time webhook notifications
- Funds can be used for payouts, transfers, or crypto operations
Key Features
Multi-Currency Virtual Accounts
Hold balances in multiple currencies (COP, BRL, MXN, CLP, USD, EUR, and more) without opening multiple bank accounts.
Real-Time Notifications
Receive webhook events for all order status changes, enabling instant order fulfillment and reconciliation.
Comprehensive API
RESTful API with detailed documentation, code examples in multiple languages, and extensive testing tools.
Sandbox Environment
Test all payment flows with simulated transactions before going live.
Security First
Bank-grade security with encrypted communications, webhook signature verification, and secure credential management.
Supported Regions
Colombia 🇨🇴
Payment Methods: PSE, Nequi
Currency: COP (Colombian Peso)
Payouts: Bank transfers to Colombian banks
Brazil 🇧🇷
Payment Methods: PIX (Static & Dynamic)
Currency: BRL (Brazilian Real)
Payouts: PIX transfers
Mexico 🇲🇽
Payment Methods: SPEI (instant settlement)
Currency: MXN (Mexican Peso)
Payouts: SPEI bank transfers (instant)
Chile 🇨🇱
Payment Methods: Khipu, Bank transfers
Currency: CLP (Chilean Peso)
Payouts: Bank transfers
Argentina 🇦🇷
Payment Methods: Multiple local options
Currency: ARS (Argentine Peso)
Payouts: Bank transfers
Peru 🇵🇪
Payment Methods: Local bank transfers
Currency: PEN (Peruvian Sol)
Payouts: Bank transfers
Need Help?
soporte@koywe.com
We typically respond within 24 hours
Step-by-step integration guide with authentication, setup, and configuration
Learn how to test all payment scenarios in sandbox
Common issues and solutions
