1
async function getMerchantBankAccounts(token, orgId, merchantId) {
2
  const response = await axios.get(
3
    `https://api-sandbox.koywe.com/api/v1/organizations/${orgId}/merchants/${merchantId}/bank-accounts`,
4
    { headers: { 'Authorization': `Bearer ${token}` } }
5
  );
6
  
7
  console.log('Cuentas bancarias externas:');
8
  response.data.forEach(account => {
9
    console.log(`- ${account.currency}: ${account.bankCode} ****${account.accountNumber.slice(-4)}`);
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    console.log(`  Primaria: ${account.isPrimary}, Estado: ${account.status}`);
11
  });
12
  
13
  return response.data;
14
}
15
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const accounts = await getMerchantBankAccounts(token, orgId, merchantId);

1
async function getExternalWallets(token, orgId, merchantId) {
2
  const response = await axios.get(
3
    `https://api-sandbox.koywe.com/api/v1/organizations/${orgId}/merchants/${merchantId}/external-wallets`,
4
    { headers: { 'Authorization': `Bearer ${token}` } }
5
  );
6
  
7
  console.log('Billeteras cripto externas:');
8
  response.data.forEach(wallet => {
9
    console.log(`- ${wallet.currency} (${wallet.network})`);
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    console.log(`  Dirección: ${wallet.address}`);
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    console.log(`  Primaria: ${wallet.isPrimary}, Estado: ${wallet.status}`);
12
  });
13
  
14
  return response.data;
15
}
16
17
const wallets = await getExternalWallets(token, orgId, merchantId);

1
// 1. Obtener cotización
2
const quote = await axios.post(
3
  `https://api-sandbox.koywe.com/api/v1/organizations/${orgId}/merchants/${merchantId}/quotes`,
4
  {
5
    type: 'ONRAMP',
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    originCurrencySymbol: 'COP',
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    destinationCurrencySymbol: 'USDC',
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    amountIn: 1000000,  // 1M COP
9
    network: 'ETHEREUM'
10
  },
11
  { headers: { 'Authorization': `Bearer ${token}` } }
12
);
13
14
// 2. Crear deal con billetera externa como destino
15
const deal = await axios.post(
16
  `https://api-sandbox.koywe.com/api/v1/organizations/${orgId}/merchants/${merchantId}/deals`,
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  {
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    type: 'ONRAMP',
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    destinationAccountId: usdcWallet.id,  // Tu ID de billetera externa
20
    quoteId: quote.data.id
21
  },
22
  { headers: { 'Authorization': `Bearer ${token}` } }
23
);
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console.log('Deal ONRAMP creado');
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console.log('Cripto se enviará a:', usdcWallet.address);
27
console.log('Red:', usdcWallet.network);

1
async function withdrawToExternalBank(token, orgId, merchantId, withdrawalData) {
2
  // Verificar saldo de cuenta virtual primero
3
  const balances = await axios.get(
4
    `https://api-sandbox.koywe.com/api/v1/organizations/${orgId}/merchants/${merchantId}/bank-accounts/balances`,
5
    { headers: { 'Authorization': `Bearer ${token}` } }
6
  );
7
  
8
  const copBalance = balances.data.find(b => b.currencySymbol === 'COP');
9
  
10
  if (copBalance.availableBalance < withdrawalData.amount) {
11
    throw new Error('Saldo insuficiente para retiro');
12
  }
13
  
14
  // Crear orden de retiro
15
  const withdrawal = await axios.post(
16
    `https://api-sandbox.koywe.com/api/v1/organizations/${orgId}/merchants/${merchantId}/withdrawals`,
17
    {
18
      currency: 'COP',
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      amount: withdrawalData.amount,
20
      destinationAccountId: withdrawalData.bankAccountId,  // Tu cuenta bancaria externa
21
      description: 'Retiro a cuenta empresarial'
22
    },
23
    { headers: { 'Authorization': `Bearer ${token}` } }
24
  );
25
  
26
  console.log('Retiro iniciado:', withdrawal.data.id);
27
  console.log('Monto:', withdrawal.data.amount, 'COP');
28
  console.log('Estado:', withdrawal.data.status); // "PROCESSING"
29
  console.log('Tiempo estimado:', withdrawal.data.estimatedSettlement);
30
  
31
  return withdrawal.data;
32
}
33
34
const withdrawal = await withdrawToExternalBank(token, orgId, merchantId, {
35
  amount: 5000000,  // 5M COP
36
  bankAccountId: bankAccount.id
37
});